Cheap Medical Coverage
Don’t fret if you are looking for cheap medical coverage. There are several health plan options for you to go with. See the descriptions of the below health plans for consideration.
One type of cheap medical coverage is the short-term health plan. This can be obtained for one month and up to one year – all depending on what state you live in. This may be a good idea for you and your family if you have just lost a job or are in a waiting period for another health plan. It will offer you full coverage for the term you have selected and if you choose to, you can renew it when it expires, but it might not be the same premium rate each time – it could be higher. This may also be a good health plan for those who need temporary coverage while on a dangerous job assignment.
To help get instant cheap medical coverage, you can opt for getting an accidental health plan. This is specifically for protection from expenses due to accidents. Most health insurance companies offer this option worldwide, so no matter where you are, you will be covered. Even worldwide air ambulance transport expenses from an accident will be paid for by your plan.
You may also want to consider getting an HMO, or Health Maintenance Organization, plan. There is a network of providers in which you choose your Primary Care Physician, or PCP. This physician will be the only one to take care of your health needs unless they refer you to another specialist within your network coverage. You can only use an out-of-network physician during emergency situations. A flat-rate monthly premium is provided to you.